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DENTAL INSURANCE PLANS
How Often Should You See Your Dentist?
Dental plans vary between providers. While we will recommend
a specific schedule that's best for you, some dental plans
may provide a different schedule. They may only pay for check-ups
every nine months, and in some cases, only once a year. Why?
From a dental and overall health point of view, there is no
good reason.
Plan providers say they need to contain costs. While it is
true that the direct cost of one check-up per year will be
less than one check-up every three to six months, what about
the cost of neglect? The cost to your health, and even the
cost in absolute dollars, isn't worth risking. The cost of
neglect is always higher than the cost of prevention. Regardless
of what your dental plan provides, consult with Dr. Joe and
his team to determine the check-up schedule that is best for
you.
Electronic Data Interchange
(EDI)
If you are covered by dental insurance and bring in the claim
form, we will be happy to complete it for you and depending
on your plan provider, we may be able to submit your claim
electronically via EDI. We can pre-determine services in advance
(many policies request this) in order that patients may understand
their policy limitations more clearly. The particular policy
purchased by the employer or group will dictate the level
of coverage. An estimate will be given to you in writing on
the understanding that it is only a guideline from which to
work. We require that patients pay the practice the full amount
of their treatment and be reimbursed by their insurance company.
This will reduce the risk of delay in receiving treatment,
which may result from the pre-determination process. Your
insurance policy may include clauses, which may limit your
benefit.
Our job is to provide you with optimum dental care. We will
recommend a schedule specific to the condition of your teeth
and gums. Your insurance policy may, or may not, cover your
treatment plan. The only way to determine your insurance benefit
is by comparing your treatment needs with the description
of your coverage. We can help you with this.
Please feel free to discuss your insurance policy with us.
Payment
Professional services are rendered to our patients and not
to an insurance company. The insurance company is responsible
to the patient and the patient is responsible to the doctor.
We cannot render services on the assumption that the charges
will be paid for by an insurance company. Thus, our patients
are responsible for payment at the time of treatment. We will
help in every way we can in filing your claim, handling insurance
queries, processing follow-ups and resolving lost claims.
As a courtesy to our patients, we offer a pre-payment discount
of 10% on restorative services, regardless of insurance coverage.
Senior citizens aged 60 and over, are also extended a 10%
discount regardless of insurance coverage but this cannot
be combined with the pre-payment discount.
We gladly accept Interac (debit), Visa, MasterCard, and American
Express credit cards and cash.
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